First Charge Mortgages: Estate Agents – Closed. Surveyors and Valuers – virtually closed.

First Charge Mortgages: Estate Agents – Closed. Surveyors and Valuers – virtually closed.

Elimination companies – Closed. Consequently, the logical summary is that the home market is becoming completely stagnant aside from re-mortgages, re-finance, debt-consolidation, item transfers and people looking for a fresh loan provider to displace their existing costly Standard Variable Rates, a few of that are nevertheless in the six to eight per cent ranges, inspite of the recent Bank of England Base speed cuts to simply 0.1 per cent. Yes, underwriting is becoming ever-more cautious, yes, more property equity is required, but yes, several choices and solutions stay available, although more hoops of fire to jump through.

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